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- $5,000.00 to open and to receive interest
- Available for non-corporate businesses only
- Interest bearing account, please call Customer Service at 580-227-3773 for current rates
- Free 24-hour access to TeleBank
- Free 24-hour access to Internet Banking
- Online bill payment, ask for a fee schedule
- MasterCard CheckCard/ATM Card available for a $1.50 maintenance fee per month
- $10.00 maintenance fee per month
- An item fee of $.15 will be imposed on each debit
- If balance falls below $5,000.00, no interest will be earned during those days
- No charge for F&M ATM machine usage. Fees will apply for use at ATM machines not owned by F&M Bank.