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Farmers & Merchants National Bank Website

Commercial NOW


  • $5,000.00 to open and to receive interest
  • Available for non-corporate businesses only 


  • Interest bearing account, please call Customer Service at 580-227-3773 for current rates
  • Free 24-hour access to TeleBank
  • Free 24-hour access to Internet Banking
  • MasterCard CheckCard/ATM Card available for a $1.50 maintenance fee per month


  • $10.00 maintenance fee per month
  • An item fee of $.15 will be imposed on each debit
  • If balance falls below $5,000.00, no interest will be earned during those days
  • No charge for F&M ATM machine usage. Fees will apply for use at ATM machines not owned by F&M Bank.
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