Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Farmers & Merchants National Bank Website



  • $100.00 to open


  • No monthly fee if minimum balance requirement is met
  • Free 24-hour access to TeleBank
  • Free 24-hour access to Internet Banking


  • If balance drops below $400.00, you will be charged a minimum balance fee of $2.00 for that month.
  • An item fee of $.50 will be imposed on each withdrawal in excess of 10 during a statement cycle
Money sack with dollar sign on the front

Certificates of Deposit 

When you need a Certificate of Deposit, come to us and let us help you get what you need today.