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Senior/Student
Requirements
Age 62 and older or be a Student through College
$100.00 to open
Benefits
Free 24-hour access to TeleBank
Free 24-hour access to Internet Banking
MasterCard CheckCard/ATM Card available for a $1.50 maintenance fee per month
Cost
No monthly charge
No per item charge
No charge for F&M ATM machine usage. Fees will apply for use at ATM machines not owned by F&M Bank.
Mortgages
You need a bigger house, we have you covered with our Mortgage loans.
Learn About Mortgages