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Farmers & Merchants National Bank Website



  • Residential Real Estate Loans - Let F&M Bank help you buy, remodel or refinance your home!
  • Consumer Loans - Buy a new car or go on a vacation with the help of a personal consumer loan!
  • Agricultural Loans - Livestock, Operating, Machinery & Equipment, and Farm Real Estate loans...we can help you with all of it!
  • Commercial Loans - Expand your existing business or start up a new business!


  • Checking - Multiple account types for you to choose from to meet your banking needs.
  • Certificates of Deposit - Call us for our competitive rates at 580-227-3773
  • Individual Retirement Accounts
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Savings Accounts

No matter what you are saving for, we have you covered with our savings accounts.