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Farmers & Merchants National Bank Website



  • $100.00 to open


  • Interest bearing account, please call Customer Service during business hours at 580-227-3773 for current rates
  • Nine (9) free withdrawals each quarter
  • Free 24-hour access to TeleBank
  • Free 24-hour access to Internet Banking


  • A fee of $2.00 will be imposed on each withdrawal in excess of nine (9) items per quarterly statement cycle
  • Accounts with no activity for 24 months will be charged $9.00 per quarter
Money sack with dollar sign on the front

Certificates of Deposit 

When you need a Certificate of Deposit, come to us and let us help you get what you need today.